Lifetime Planning

“It requires a great deal of boldnress and a great deal of caution to make a great fortune, and when you have it, it requires ten times as much skill to keep it.”
– Ralph Waldo Emerson

Mature couple sitting by pond

Financial Planning

Building and maintaining wealth takes sophistication and experience. Continuous changes in social, political, and economic conditions make financial planning for families more intricate and time-consuming than ever. We believe any solid financial plan begins with a detailed inventory of your current financial situation, a careful analysis of your short- and long-term financial objectives, and your attitude towards risk. Most clients have a broad sense of what they hope to accomplish but often lack specific objectives. By sharing our experience and expertise, we can help you prioritize and execute your financial plan. The process we follow with our clients is specific to their personal situation, but generally entails the following four steps:


Business Succession Planning

Building a business is great…but what about protecting it?

We believe every successful business owner has three plans. 1) The plan you think you have, 2) the plan you have, and 3) the plan you would like to have.

Forethought can make all the difference. Shockingly, fewer than 1 out of 3 privately-owned companies outlive their founder. Yet the real tragedy is that many of the failures could easily have been avoided by implementing a solid succession plan. Additionally, survivors are often needlessly burdened with tax and other financial drags that also could easily have been side-stepped with appropriate planning. In business, there are many chances to adjust to changing markets and seize new opportunities, but when it comes to business succession, you get just one chance – and it needs to be right.

We appreciate the important elements that go into maintaining and growing a privately-owned business. We take the time to thoroughly understand your goals; business and personal. Our advisors and planners are skilled at providing leadership, building strong relationships, and creatively applying resources to develop solutions. We can help you accumulate, protect, and distribute personal and business assets through comprehensive, custom-tailored advanced planning for yourself, and those closest to you.

With laws and regulations continually changing, it is not enough to simply transfer ownership of your assets at retirement or through your Will. It takes dedicated specialists to help map out the most effective after-tax strategy to increase the odds that your company prospers not only now but for years to come. We can help. We have more than four decades of experience helping private business owners and other affluent individuals successfully plan for their financial future.

Legacy Planning

“What is legacy? It’s planting seeds in a garden you never get to see.”
– Hamilton: An American Musical

Plant growing in soil

Estate Planning

Since 1974 we have specialized in helping successful people identify their long-term personal estate and business succession objectives and design a custom-tailored plan for achieving them. We serve as the architect of our high-net worth clients’ estate plan, implementing estate tax reduction and gifting strategies, advanced charitable gifting strategies, and business succession strategies. We also incorporate income and capital gains tax planning on an ongoing basis in our portfolios.