Disclosure

Kistler-Tiffany Advisors (“KTA”) is an SEC-registered investment adviser located in Berwyn, Pennsylvania. KTA may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. KTA’s website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of KTA’s website on the Internet should not be construed by any consumer and/or prospective client as KTA’s solicitation to effect or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by KTA with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of KTA, please contact the SEC or the state securities regulators for those states in which KTA maintains a notice filing. A copy of KTA’s current written disclosure statement discussing KTA’s business operations, services, and fees is available from KTA upon written request. KTA does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to the KTA website or incorporated herein and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by KTA), will be profitable or equal to any historical performance level(s).

Certain portions of KTA’s website (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, KTA (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from KTA, or from any other investment professional. KTA is neither an attorney nor an accountant, and no portion of the website content should be interpreted as legal, accounting, or tax advice.

Limitations: Neither rankings and/or recognition by unaffiliated rating services, publications, or other organizations, nor the achievement of any designation or certification, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Kistler-Tiffany Advisors is engaged, or continues to be engaged, to provide investment advisory services. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser. Rankings are generally limited to participating advisers. No ranking or recognition should be construed as a current or past endorsement of Kistler-Tiffany Advisors by any of its clients.

Any questions: Kistler-Tiffany Advisors’ Chief Compliance Officer remains available to address any questions regarding rankings and/or recognitions, including providing the criteria used for any reflected ranking.

To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to KTA’s website, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from KTA, or from any other investment professional.

Each client and the prospective client agrees, as a condition precedent to his/her/its access to KTA’s website, to release and hold harmless KTA, its officers, directors, owners, employees, and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from KTA.

PORTAL / WEBSITE ACCESS ACKNOWLEDGEMENT: As a client of Kistler-Tiffany Advisors (“KTA”), by selecting the Log In to Pershing’s NETXInvestor link, you have elected to participate in the password-protected access portion of KTA’s Internet website. You understand that your participation will allow you to review certain investment-related information published by KTA and unaffiliated third parties. This password-protected access is made available to clients of KTA free of charge. This authorization shall continue until canceled in writing. You understand that the password-protected section is a secure website intended only to allow a client access to information relative to your specific account. You also understand that you will be assigned an individual password. You agree not to share your password with any other person. You hereby release and hold KTA harmless from any adverse consequences relative to any failure by you to keep the identity of your password secure.

PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the websites provided here, you are leaving KTA’s website. KTA makes no representation as to the completeness or accuracy of information provided at these websites. Nor is KTA liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, websites, information, and programs made available through KTA’s website. When you access one of these websites, you are leaving KTA’s website and assume total responsibility and risk for your use of the websites you are linking to.